Description
What the Reset does
Most budgets fail at the diagnosis stage — you know money disappears, you just can’t see where. The 15-Minute Money Reset walks your twenty biggest monthly costs past savvy benchmark ranges that adapt to your income. Lines outside the range say Look closer; you set a realistic target, and the sheet totals your found money per month and per year.
Inside the tool — tab by tab
- Start Here — two-minute setup for Excel or Google Sheets.
- Money Reset — 20 spending lines with income-adaptive benchmark ranges, automatic Look closer flags, a found-money column, FOUND / MONTH and FOUND / YEAR totals, and a Top 3 leaks panel that tells you where to start.
- Leak notes — each line carries the usual fix (the delivery-app markup, the loyalty tax on insurance, the forgotten renewals).
The details
- Format: Excel (.xlsx) — imports into free Google Sheets in two clicks (instructions included)
- In your download: the spreadsheet, a Quick-Start PDF, a README and the personal-use license
- One rule: type only in white cells — green-tinted cells calculate themselves
- Free forever — and when you’re ready to keep the money found, the Complete Money System picks up where the Reset leaves off.
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